Want a smarter way to spot opportunities? In this video, we’ll show you how to use PropStream’s mortgage filters to uncover motivated sellers, find refinance candidates, and get deeper insight into a homeowner’s financial situation. Whether you’re an investor, wholesaler, agent, broker, or lender, these tools can help you find the right leads and close more deals with confidence.
To learn more about our mortgage and interest rate data, check out this video:
PropStream has over 190 million mortgage datapoints. Our platform helps you filter these data points by mortgage type and interest rate, creating highly targeted leads.
This data is perfect for Investors, lenders, or any real estate professional looking for an edge, giving extra insight when talking with homeowners.
Let’s take a look at the Mortgage filters in the filter menu:
Go to Filter > scroll down to Mortgage > Within the mortgage section, you will find:
Having access to this data helps investors and other real estate pros understand a homeowner's financial situation, which can give you an advantage in negotiations. Interest rate data can also reveal financial strain, adding potential motivators for selling. For example: an adjustable-rate mortgage may increase monthly payments, and if the homeowner has other financial pressures—like a lien, bankruptcy, or divorce—this could push them to sell.
For lenders, these filters can help target refinance candidates. Homeowners with multiple loans may want to consolidate, or move from adjustable to fixed rates, especially if federal interest rates are rising.
The Total Monthly Payments filter combines all open loans into an estimated monthly payment, while the Interest Rate % (Est.) filter pulls from public records for a clear snapshot of loan rates.
You can search using any filter individually or stack them together. These new fields are available under the Mortgage tab in the filters menu, as well as in the Mortgage and Transaction History tab in the Property Details card.
For list management, you can view or export this data in My Properties. Click the gear above your list, find the fields under Open Loan and Calculations, check the boxes you need, and click Apply.
Pro Tip: To find homes more likely in preforeclosure, use the PropStream Intelligence filter, “Propensity to Foreclose”, and set the minimum to medium-high.
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